Job Image - Ziyana Business Consulting & Training
Deadline_Icon_Ziyana Business Consulting & Training

Application Deadline

23 February 2022

Credit Risk Analyst

Job Type Icon - Ziyana Business Consulting & Training

Full Time

Location Pin - Ziyana Business Consulting & Training

Pretoria, South Africa

About the Role

A reputable financial institution is looking for a Credit Risk Analyst in Pretoria.

MINIMUM REQUIREMENTS:

Honours’ degree of Commerce, Accounting, Finance, Risk Management or Banking.

Five to eight years’ relevant working experience in the financial, banking or regulatory sector.

Rounded Rectangle - Ziyana Business Consulting & Training

Requirements

Check - Ziyana Business Consulting & Training

Additional Requirements

The following would be an added advantage

A post-graduate qualification in the aforementioned disciplines (CFA, FRM or CA (SA)).

Knowledge of, and experience in, the systems, financial products, acts, regulations and credit risk approaches of regulated financial institutions; and

Thorough knowledge of the various standards developed by the international standard setting bodies relating.

· To credit risk, at both theoretical and practical level.

· Knowledge of the risks facing financial institutions.

· Good working knowledge of Microsoft Office software packages (i.e., Word, Excel and PowerPoint) and other related software packages.

· Innovative analytical/problem-solving skills.

· Strong verbal and written communication skills.

· Ability to work in a team and contribute to team success.

· Decision-making abilities with the ability to initiate action.

· Effective time management skills.

RESPONSIBILITIES:

Supervision

· Review and evaluate the strategies, policies, procedures and practices related to the granting of credit and the ongoing management of the portfolios of regulated financial institutions.

· Develop analytical methods to analyse and interpret risk-based regulatory data submissions.

· Prepare detailed reports based on the outcome of the analysis performed.

· Conduct thematic reviews pertaining to credit risk.

· Ensure regulated financial institutions’ compliance with regulations governing credit risk.

· Monitor exposures to credit risk, as reported to the PA under the standardised and internal ratings-based approaches.

· Provide specialist credit risk support.

· Contribute to risk-based meetings with regulated financial institutions and their auditors.

· Interact with external credit assessment institutions when necessary.

· Participate in the internal capital adequacy assessments of banks.

· Ensure that the own risk and solvency assessment (ORSA) process of insurers adequately captures credit-related risks.

· Inform the PA of the aggregate behaviour of regulated financial institutions regarding credit risk.

· Stay abreast of international best practices and developments surrounding credit risk.

Regulation

· Conduct research and provide input into the regulatory framework (e.g., the Banks Act 94 of 1990 (Banks Act), the Regulations relating to Banks, circulars, directives and guidance notes) in line with international best practices.

· Develop internal policies and processes for supervising credit risk in regulated financial institutions; and

· Participate in international and domestic related forums in the establishment of regulations pertaining to credit risk.

Training

· Ensure widespread cognisance and understanding throughout the PA of the concepts and developments in the field of credit risk.

All CVs should be emailed to nombuselo@ziyanaconsulting.co.za

Closing date: 24 February 2021.

Detailed Description

A reputable financial institution is looking for a Credit Risk Analyst in Pretoria.

Ziyana Business Consulting and Training Team

About the Company

Ziyana Business Consulting and Training is a fully integrated solutions provider dedicated to consistently providing high customer satisfaction by rendering excellent service, and furnishing an enjoyable atmosphere at an acceptable price/ value relationship.


We also maintain a friendly, fair, and creative work environment, which respects diversity, ideas, and hard work. We are 100% black owned and majority black female owned. We are an accredited training provider with Services SETA being our primary SETA. We are affiliated with the SABPP as well as APSO.


Ziyana Business Consulting and Training is a people management solutions provider. Our business is people centered and solutions driven. As a solutions provider, Ziyana Business Consulting and Training goes beyond the call of duty to gain understanding of our client’s strategies, the markets in which they operate in and the skills they need to achieve their business objectives.


We assist organizations develop their employment value proposition (EVP). For SMMEs and organizations that lack HR capacity, we provide a holistic people management solution. For larger organizations, we assist the HR department with specific interventions whilst transferring skills, knowledge and experience, supported where necessary by formal training programmes.